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Thursday, October 18, 2007 

Boomers: The Choice is Yours -- Growth or Retirement

There are now more than 34 million retired Americans, and with the oldest of today's 76 million boomers beginning to retire, that figure that will swell to 69.4 million in 2030.

In his book, Age Power, Ken Dychtwald, Ph.D., says, "Retirement is a relatively new and experimental life state that was initially envisioned to last three to five years, not 20 or 30." He cautions that the current retirement model is not realistic for the future.

The future is now and Dr. Dychtwald is right: the current retirement model is not realistic. A joint study by Washington and Cornell Universities conclude that 64 percent of retirees depend on Social Security for half or more of their income; 29 percent rely on it for 90 percent of their income; 18 percent rely on it for all their income. Researchers also say that by age 75, nearly a quarter of those elders will have experienced poverty, and the percentage rises as one ages.

Are ideas about retirement changing? Yes and no.

For many, full-time retirement as a life goal is slowly losing its appeal. Nevertheless, tradition, custom, business, and political interests continue to shape attitudes about lifestyles after age sixty-five.

As early as age 50 an accelerating number of media messages imply the end is near. Solicitations to join AARP, dire warnings about inescapable health problems and pitfalls of aging are relentless reminders that life is winding down and it's time to let go of the daily grind. And why not: you earned it, you deserve it, and you are entitled to retirement, even if it compromises quality of life.

Retirement may be an entitlement but it is more traumatic than most people realize. It is closure on a lifetime of effort into which you poured your heart and soul.

The last day on the job, you are a "somebody" -- a manager, a doctor, lawyer, secretary, or accountant. The next day, your life of contribution is over. You are a retired "has been," a person now referred to as "didn't s/he used to be . . ." All of a sudden, what you've been most of your life has lost its meaning, not to you or your family, but in the eyes of the world. This loss of self worth is an invitation for depression.

There are many causes of depression, and perhaps a significant cause among retirees is a feeling of diminished value and identity. It can be devastating to go from being an individual with status in the business world, to just another anonymous good old boy playing golf several times a week with other used-to-be movers and shakers whose conversations are rife with "remember when" stories. Then add what is most important of all: loss of control knowing you are slowing down, knowing you are "losing it" and unable to do anything to stop the downward spiral. By any standard, that is not happiness.

What to do instead

Everybody has the right to a personal lifestyle choice. But many people retire simply because it's the expected thing to do. They don't think about an alternative or realize they will probably live longer than expected. In 1940 life expectancy was 61.4 for men and 65.7 for women. By 2000 it was 74.2 for men and 79.5 for women. By 2050, life expectancy will be 79.2 for men and 83.4 for women.

Clearly, there must be an alternative to retirement. In the past century, the American lifespan has increased by 27 years. This is a gift to be treated with great care and used with appreciation. Instead of retirement, how about using that gift of time to create a rewarding second life filled with abundance, challenge, and productivity?

The prevailing understanding of aging is that you will get old and decrepit in spite of what you do to try to prevent it. That may have been true at one time, but not anymore. We know too much about how to hold back the mental and physical decline traditionally attributed to the aging process.

We need to recall that time in history when the most respected scientific minds in the universe decreed the earth was flat, which everyone believed until someone with determination, and vision sailed off into the horizon and did not fall into a bottomless abyss.

You have the power to mitigate and control your aging process, and if you exercise your authority over how you age, you will experience the unprecedented benefits of an incredible second life. It's your choice: Let life happen on its terms or be in charge of how your life unfolds.

The benefits of choosing to live each day of your life in a state of youthful growth instead of stultifying retirement are just too outstanding to pass up. Be in that growing number of happy, healthy, productive older people who are reveling in their fulfilling second life.

Barbara Morris is a pharmacist and author of Put Old on Hold. Visit her web site, http://www.PutOldonHold.com and sign up for her free content-rich newsletter and receive a complimentary copy of special report, "Thirteen Diva Tested Tips for Fabulous Skin."Internet Dollars
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Things to Do When You're Single in Chicago

So you say you're single in Chicago? What are you going to do about it?

First things first. You have to find someone else who happens to be single in Chicago, and you have to be willing to take the steps to meet them and take them out into the town to experience everything the Chicago dating scene has to offer.

This is possibly the most important step, though, admittedly, one of the more difficult. There are more than a million singles in Chicago, so how do you find the right one?

Modern times call for modern solutions, and the Chicago online dating community is one of the best in the country. And online dating sites that offer compatibility profiles are one of the best ways to weed out the incompatibles and make the most of your time as a single in Chicago.

Now, once you've found the right person, it's time to try something new and unique. With so many opportunities in Chicago, there's no reason to let yourself get bogged down in the old standby dinner and a movie. When you're single in Chicago you have a very singular opportunity to experience activities, music, cuisine and a world of other possibilities that singles in other cities will never know.

You can begin your day at Millennium Park, take the time to go strolling through the landscape or pack up a blanket and food for a wonder picnic. If you're looking for something a little more active, head over to Navy Pier where you can experience everything from riding on a giant ferris wheel to watching a performance by a Shakespeare Troupe. Still not what you're looking for? Then take a day and mingle with the tourists at the Sears Tower. This is something that Chicago singles often pass up because it's seen as too touristy, but the view of Chicago can only really be appreciated 110 stories up. It's a great way to get the date started off right.

If these activities aren't quite your thing, consider the Chicago sports scene. Chicago is populated by some of the most loyal sports fans in the country, and if you can find someone who is single in Chicago and also loves the Bears/Bulls/Cubs/etc, the an athletically themed date may be perfect for you.

Chicago is known for some great cuisine, but often we can fall prey to complacency and routine, and always wind up at the same places over and over again. Take some time to find a new and romantic place and start creating some truly memorable dating memories. Whether at Geha's Fondue or Emperor's Choice for some Chinese food, you can find new dining experiences in Chicago.

But if what you really need is to hit the dance floor with your favorite Chicago dance partner, then this town can provide. When you're single in Chicago you can spend your evenings surrounded by 800 other people at the Crobar or experience a wide range of music at Sonotheque. There's something in this town for everyone, from techno lovers to Country swingers.

So here's the real question: With so much to do in Chicago, why would you waste your time with the mundane and standardized dates? We often do it because it's simple, quick, and fairly cheap. And While we know it won't be all that impressive of a date, we also know that it probably won't fail miserably either. Rather than try something new, where our plans may crash and burn, we opt for the safe option, where our plans can wallow in the shallow waters of routine. But maybe it's time to take advantage of your time as a single in Chicago and start making your dating life something spectacular.

Andy Eliason is a writer at Main10. If you're single in Chicago and looking for more things to do in Chicago, visit http://HeavenlyMatched.com.Temple
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The Path to Forever: Intimacy and a Lasting Marriage

For a marriage to survive and last until that dreamy "forever," intimacy must exist between the couple. What is intimacy anyway? This just does not pertain to the act of making love, but fulfilling each other's emotional needs. It entails enlightening conversations in between kisses and caresses.

A lot of marriage counselors chalk up the longevity of a marriage to how intimate the couple is. Here are some ways to achieve that intimacy for that ideal, almost magical marriage:

1. All work and no intimacy make a dull couple.

It is a given that after a crazy day at the office, the husband and wife both feel exhausted. But they must not let it get in the way of their relationship. They must allow for some quality time in and out of their love bed.

2. The husband must give what his wife wants: quality talk time.

Wives want to talk things out and express what is inside their hearts. The husband must grant her that as this is one way to achieve emotional intimacy.

3. The couple must still exert an effort to look attractive.

It does not mean that both must be dressed up all the time. But married couples must still try their best to look nice for their partners. This is one of the ways to start up the intimacy.

4. The couple must schedule dates.

Dating must not end at marriage. In fact, both should set a time to go out and have fun, just like before.

5. Husband and wife must continually unleash their romantic side.

Kisses, hugs, flowers, holding hands, stolen smacks...the works - they do magic in a relationship.

6. Surprises are nice.

Sweet surprises always lead to intimacy. If the couple knows when to pull off these incredibly romantic stints, then that's a surefire way to attain a divorce-proof relationship.

7. Solving a problem before it gets blown out of proportion is important.

Intimacy loses its appeal once it gets "infected" by those conflicts that cripple the relationship. Conflicts should let a couple grow and not cause the downfall.

It is nice to earn that happily-ever-after plateau. But marriage is not as easy as a Disney fairytale had told everyone. Intimacy must be maintained long after the honeymoon is over to guarantee the husband and wife that yes, this marriage would last. That yes, forever is possible.

Joe and Emily Season are experts when it comes to relationships and marriage. They have helped countless couples find real happiness in their lives. Sign up now for their exciting new ezine at http://www.seasonedlove.org.Dayjobkiller
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